\u0130\u015f Bankas\u0131 Kumbara Hesab\u0131 Nedir?<\/strong><\/p>\n

<\/p>\n

Bug\u00fcn \u00e7ok k\u00fc\u00e7\u00fck olan miniklerimiz yar\u0131n bir g\u00fcn b\u00fcy\u00fcyecekler. B\u00fcy\u00fcmeleri ile birlikte ihtiya\u00e7lar\u0131 da o oranda art\u0131\u015f g\u00f6sterecek. Okul masraflar\u0131 artacak, belki de yurt d\u0131\u015f\u0131nda okumak isteyecekler. \u0130\u015fte bu durumda ailelerin \u00f6n\u00fcnde maddi bir tak\u0131m engeller olacak. Bunun \u00f6n\u00fcne ge\u00e7mek i\u00e7in ne yap\u0131labilir. \u00c7ocuk do\u011fdu\u011fu andan itibaren a\u00e7\u0131labilen bu hesap t\u00fcr\u00fc ile, birikim yap\u0131lmas\u0131n\u0131 ama\u00e7lar. Kumbara hesab\u0131 a\u00e7\u0131ld\u0131ktan sonra birikimi devam ettirmeye y\u00f6nelik \u0130\u015f Bankas\u0131 kumbaras\u0131 verilir. \u0130\u015f Bankas\u0131 kumbaras\u0131 bilinen nostaljik ve gri renkli kumbarad\u0131r. Kumbaraya hem ka\u011f\u0131t hem de bozuk para atma imkan\u0131 vard\u0131r. Kumbara ise sadece bankada bulunan \u00f6zel bir anahtar ile a\u00e7\u0131l\u0131r. Bu hesap t\u00fcr\u00fc 1928 y\u0131l\u0131ndan beri, \u00e7ocuklar\u0131n\u0131n gelece\u011fini d\u00fc\u015f\u00fcnen ebeveynler i\u00e7in varl\u0131\u011f\u0131n\u0131 s\u00fcrd\u00fcrmeye devam eder.<\/p>\n

\u0130\u015f Bankas\u0131 Kumbara Hesab\u0131 Nas\u0131l A\u00e7\u0131l\u0131r?<\/h2>\n

\u0130\u015f bankas\u0131 dijital kumbara<\/p><\/div>\n

Kumbara hesab\u0131 bebek do\u011fduktan ve yasal kimli\u011fi \u00e7\u0131kar\u0131ld\u0131ktan sonra hemen a\u00e7\u0131labilir. Daha b\u00fcy\u00fck ya\u015ftaki \u00e7ocuklar i\u00e7in de kumbara hesab\u0131 a\u00e7mak m\u00fcmk\u00fcnd\u00fcr. Hesap a\u00e7\u0131l\u0131\u015f\u0131 s\u0131ras\u0131nda aileden biri hesab\u0131n yetkilisi olarak tan\u0131mlan\u0131r. Hesapla ilgili i\u015flemleri bu ki\u015fiden ba\u015fkas\u0131 yapamaz. Hesap a\u00e7\u0131l\u0131\u015f\u0131nda yasal varis olarak tan\u0131mlanmayan ebeveynlerden biri dahi olsa da hesaptan para \u00e7ekme i\u015flemi ger\u00e7ekle\u015ftiremez. Acil bir durumda \u00e7ocuk on sekiz ya\u015f\u0131na gelmeden para \u00e7ekilmek istenirse, belirlenen kesintiler yap\u0131larak \u00f6deme yap\u0131l\u0131r. \u00c7ocuk on sekiz ya\u015f\u0131na geldi\u011finde de hesap tamamen devredilir. Bu ya\u015f yasal olarak bankac\u0131l\u0131k i\u015flemlerinin yap\u0131labilece\u011fi s\u0131n\u0131rd\u0131r. Hesap yeti\u015fkin olan \u00e7ocu\u011fun \u00fczerine ge\u00e7tikten sonra belirlenen vasi de bundan sonra i\u015flem yapamaz.<\/p>\n

Kumbara hesab\u0131 olan \u00e7ocu\u011fun adresine her ay d\u00fczenli olarak Kumbara dergisi g\u00f6nderilir. Dergi tamamen \u00e7ocuklara y\u00f6nelik haz\u0131rlan\u0131r. Ya\u015f gruplar\u0131na g\u00f6re ise i\u00e7erikler de\u011fi\u015fiklik g\u00f6sterir. Dergi sadece bas\u0131l\u0131 olarak yay\u0131nlanmaz, dijital ortamdan da derginin say\u0131lar\u0131na ula\u015fmak m\u00fcmk\u00fcnd\u00fcr. \u0130\u015f Bankas\u0131\u2019n\u0131n standart kumbaras\u0131n\u0131n yan\u0131nda dijital kumbara uygulamas\u0131 da vard\u0131r. Dijital kumbaran\u0131n en \u00f6nemli \u00f6zelli\u011fi a\u00e7\u0131lan hesaba \u0130\u015fCep arac\u0131l\u0131\u011f\u0131yla para g\u00f6nderilebilmesidir. Fiziksel dijital kumbara \u0130\u015f Bankas\u0131 \u015fubelerinden al\u0131n\u0131r. Dijital kumbaraya para at\u0131labilir. Dijital kumbaraya at\u0131lan para da, t\u0131pk\u0131 standart kumbara gibi \u015fubelerde bulunan anahtar ile kumbaran\u0131n a\u00e7\u0131lmas\u0131yla \u00e7\u0131kart\u0131l\u0131r.<\/p>\n","protected":false},"excerpt":{"rendered":"

\u0130\u015f Bankas\u0131 Kumbara Hesab\u0131 Nedir? Bug\u00fcn \u00e7ok k\u00fc\u00e7\u00fck olan miniklerimiz yar\u0131n bir g\u00fcn b\u00fcy\u00fcyecekler. B\u00fcy\u00fcmeleri ile birlikte ihtiya\u00e7lar\u0131 da o oranda art\u0131\u015f g\u00f6sterecek. Okul masraflar\u0131 artacak, belki de yurt d\u0131\u015f\u0131nda okumak isteyecekler. \u0130\u015fte bu durumda ailelerin \u00f6n\u00fcnde maddi bir tak\u0131m engeller olacak. Bunun \u00f6n\u00fcne ge\u00e7mek i\u00e7in ne yap\u0131labilir. \u00c7ocuk do\u011fdu\u011fu andan itibaren a\u00e7\u0131labilen bu hesap […]<\/p>\n","protected":false},"author":1,"featured_media":1342,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[111],"tags":[301,303,302,304],"_links":{"self":[{"href":"https:\/\/dovizkurlaricanli.com\/wp-json\/wp\/v2\/posts\/1341"}],"collection":[{"href":"https:\/\/dovizkurlaricanli.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dovizkurlaricanli.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dovizkurlaricanli.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/dovizkurlaricanli.com\/wp-json\/wp\/v2\/comments?post=1341"}],"version-history":[{"count":0,"href":"https:\/\/dovizkurlaricanli.com\/wp-json\/wp\/v2\/posts\/1341\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dovizkurlaricanli.com\/wp-json\/wp\/v2\/media\/1342"}],"wp:attachment":[{"href":"https:\/\/dovizkurlaricanli.com\/wp-json\/wp\/v2\/media?parent=1341"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dovizkurlaricanli.com\/wp-json\/wp\/v2\/categories?post=1341"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dovizkurlaricanli.com\/wp-json\/wp\/v2\/tags?post=1341"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}